When is the best time to let go of that over sized home? Deciding when to let go of an oversized home depends on various factors that are unique to each individual or family. Here are some common scenarios when it might be the best time to consider downsizing: Empty Nesters: If your children have…
Here’s a guide to some of the mortgage programs available in 2023: Conventional Loans: Conventional loans are not insured or guaranteed by the government. They typically require a higher credit score and a down payment of at least 3%. Conventional loans have different terms and interest rates available, including fixed-rate and adjustable-rate mortgages. FHA Loans:…